Bankruptcy Solutions
Every distress file
deserves a full read.
HAAIS Restructuring reads the entire file — financials, notices, demands, the owner’s own account — and returns a structured audit in minutes: a verdict, a weighted scorecard and a resolution path, for the professional who has to advise.
AI analyzes. Professionals decide.
Sample audit · excerpt
Meridian Precision Components LLC
Chapter 11 Reorganization Assessment
Verdict
Reorganization Feasible with Conditions
Resolution Radar · paths
Top strength. Clean §1408 Texas venue (state of organization, headquarters, and Houston principal assets unchanged for the 180 days pre-filing per Document 1) plus an engaged senior lender with a draft forbearance term sheet — a credible consensual path to the cash-collateral bridge the case requires.
Read the full audit →
For licensed professionals. Analysis only — not legal or financial advice. Attorney review required before client action.
Int. law office — the week before the levy
The file is bigger than the week. So the file decides what gets read, and the reading decides what gets advised.
Days
For an associate to read a full distress package — and the client's runway is measured in days too.
Inconsistent
Two reviewers, two readings of the same 13-week forecast — and no way to reconcile them before the meeting.
Unread
The demand letter nobody opened until the levy window closed. The deadline was in the file the whole time.
HAAIS Restructuring is the analysis layer underneath that problem. It does not replace the attorney who advises. It makes sure that attorney is advising from a complete, consistent read of everything in the file — with the deadlines computed and the gaps named.
Decision architecture
One read. Four connected layers.
Depth when you need to understand. Compression when you need to advise.
01
Analysis
What does the file say?
The full audit — the evidence, the weighted scorecard, the resolution paths compared, the deadlines computed, the gaps named. For the people who need the whole picture.
See the evidence →02
Recommendation
What does HAAIS Restructuring conclude?
The verdict and the Decision Memos — Engagement, Decline / Referral, Chapter Recommendation, Workout Proposal — analytical signals derived from the same record. For the person who has to advise.
Read the memo →03
Professional determination
What does the attorney advise?
The licensed professional reviews the analysis, weighs it against their own judgment and the client's goals, and makes the call. That determination is theirs, outside the platform, and it is required before any client action.
04
Memory
What does the firm retain?
The caseload keeps the audit, the memos, every revision, every share and every data refresh connected to one matter record, so the practice learns from its own reads over time.
Audit modes
Eight modes, one for each kind of matter
A Chapter 11 feasibility question is not a means test, and a venue decision is neither. Each mode carries its own rubric, its own sections and its own specialist panel, and the mode is set on the way in.
01
Business Distress Audit
Full distress audit for corporations and organizations: liquidity, debt structure, viability, restructuring options and the recommended path.
02
Chapter 11 Reorganization Assessment
Chapter 11-specific assessment: reorganization feasibility, DIP financing, plan confirmability, creditor dynamics and exit strategy.
03
Subchapter V Small Business Assessment
Small-business debtor assessment: debt-cap eligibility, three-to-five-year plan feasibility, owner retention and speed to confirmation.
04
Consumer / Family Bankruptcy Audit
Household analysis for the professional advising a family: means-test position, exemptions, Chapter 7 versus Chapter 13, and non-bankruptcy alternatives.
05
Quick Intake Triage
A one-to-two-page triage for high-volume consultation pipelines: urgency, viability signal, practice fit and next action.
06
Workout & Consolidation Analysis
Out-of-court analysis: creditor workout leverage, consolidation feasibility, and whether bankruptcy protection is actually the better path.
07
Filing Readiness Report
Pre-filing assessment: schedules completeness, disclosure quality, transfer and preference review, and what must be fixed before filing.
08
Venue & Forum Selection Analysis
Where to file: §1408 venue eligibility including the affiliate hook, §1412 transfer exposure, circuit doctrine, and the judge-level record for the issues the case turns on.
Inside the platform
The audit is the output. The discipline around it is the product.
HAAIS Practice Lens
Fourteen practice-area vocabularies — Small Business / Subchapter V, Middle-Market Restructuring, Creditor-Side Representation and more — applied at intake so the read is framed the way your practice frames it. Suggested from the documents, with a record of who chose it.
HAAIS Resolution Radar
The top three resolution paths, the three stakeholders whose position decides the outcome and how the recommended path lands with each, and the three levers with the most effect — every one scored, with a one-sentence reason.
Decision Memos
One-click memos built from the audit — Engagement Memo, Decline / Referral Memo, Chapter Recommendation Memo, Workout Proposal Brief — ready to forward for attorney review. Each is derived from the same record as the full audit, never a separate evaluation.
Scenario Simulator
Re-score every dimension and the verdict under the assumption that chosen levers have been executed, with the deltas and the reasoning shown. Internal work product: it never leaves the workspace on a share link.
Data authority, dated
Every stage works from a verified federal authority pack — Chapter 13 limits, the Subchapter V cap, §522(d) exemptions, fees and rates — each carrying its effective date. The model is barred from recalling figures from memory; state-specific figures are routed to counsel verification.
Deadlines computed, not guessed
Trigger dates and periods are extracted; the deadline, its status and the days remaining are computed in code. A report that fails temporal validation is quarantined rather than shipped.
Venue & forum engine
Deterministic §1408 and §1412 analysis, a Subchapter V eligibility screen that answers “cannot determine” rather than guessing, and judge-level observed historical frequencies with sample sizes, drawn from ingested docket data. It does not predict rulings.
Statutory calculations in code
§502(b)(6) lease-cap and §547(b) preference look-back arithmetic rendered from engine data, not model prose, and marked review-required.
Case-fact ledger
An append-only, source-grounded ledger with provenance tiers, so every figure used by the venue engine or a statutory calculation is traceable to the document it came from. Divergences are raised, never silently resolved.
Validated before release
A cross-document contradiction pass and an eight-item validator suite run on every report. A report that fails and is shared anyway carries a visible QA-failed marking on the share that cannot be hidden.
Ask the caseload
Ask your own indexed matters a question in plain language and get an answer with the audits cited. Signed-in, rate-limited, scoped to your workspace.
Data Refresh Record
Re-evaluate a completed report against current authority figures and venue data without a full re-audit, with what changed and the score delta shown.
White-label
Enterprise workspaces carry the firm's logo, name and colour across the workspace, every shared audit, the preview card a recipient sees and the DOCX letterhead. Brand identity is imported from the firm's website in one step.
Confidential by design
Outward surfaces never carry person names or intake notes. Client material is never used to train models. Row-level isolation per workspace, and a local-first mode that keeps a matter entirely on the device.
Where we stand
The machine analyzes.
The professional decides.
This is not a rhetorical position. It is how the system is built, and it is why a firm can put a client’s file into it without hesitating.
The machine never advises a debtor
HAAIS Restructuring is sold to firms and licensed professionals. It does not counsel a business owner, a family or a consumer, and nothing it produces creates an attorney-client relationship.
The determination stays with the professional
Every verdict is an analytical signal with its reasoning exposed, so an attorney can disagree with it on the evidence. Attorney review is required before any client action.
Nothing is asserted without the document
Figures cite the document they came from. If the file cannot support a conclusion, the report says “not in evidence” rather than inventing confidence, and the missing documents are listed by name.
Built for
Bankruptcy & restructuring firms
Read the whole file before the first client meeting, not after.
Trustees & fiduciaries
Consistent, documented review across every matter on the docket.
Turnaround & workout advisors
Know whether the workout beats the filing — by creditor, with the leverage shown.
Creditor-side practices
See the debtor's position, the preference exposure and the venue facts as clearly as the other side does.
High-volume consumer practices
Triage the intake queue in the time it used to take to open one file.
Pilots are open.
We are taking on a small number of firms, trustees and advisors to run HAAIS Restructuring against live matters beside their existing review. Tell us what you review and how much of it, and we will come back with a scope.